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Business Insurance Solutions for Hospitality

Protecting those who serve the future

Our Hospitality Division specializes in comprehensive Business Insurance solutions tailored to the unique needs of Hospitality businesses. Whether you’re a small family-owned service or a large specialty resort, we understand your challenges—and we’re here to help.

Request a Policy Design Review
The Hospitality Division at Associates Insurance Group specializes in business insurance for hospitality

Any Hospitality Business. Every State.

  • Hotel
  • Spa
  • Resort
  • Museum
  • Convention Center
  • Amusement Park
  • Golf Course
  • Tour Company
  • Catering Company

And so many more…

Hospitality Businesses Have Unique Challenges…

You see challenges; we see opportunities… Tell us your challenge; we will find solutions that save money

  • Department-specific training
  • Small/lingering claims
  • slips, trips & falls
  • Claims after hours
  • Premium planning for fiscal budgets
  • Control costs without compromising coverage
  • Audit assistance
  • Done-For-You Safety Resources: Easy-to-implement programs tailored for hospitality
  • In-House Claims Division: Our dedicated professionals help advocate and manage claims to ensure efficient resolution
  • 24/7 Nurse Triage Service: We provide access to speak with a nurse for after-hours or holiday injuries
  • Early Renewal Strategy: We begin renewals 90-120 days in advance to maximize options and savings
  • Annual Policy Review & Market Check: We ensure your coverage is competitive and comprehensive
  • Audit Support: We help you prepare and navigate insurance audits with confidence

Workers’ Compensation

Franchise & Restaurants face complex challenges managing claims and safety–that’s where we come in. We simplify Workers’ Compensation with claims advocacy, E-MOD protection strategies, and safety programs tailored for Franchise & Restaurants.

E-MOD Restore & Defend

  • What is your E-MOD
  • How to advocate claims appropriately to lower your E-MOD
  • How large claims vs. small claims affect E-MOD

Franchise & Restaurant-Specific Safety Resources

  • Cross-departmental trainings
  • Best practice guidelines
  • Automated safety training
  • Food handling practices
  • Slip, Trip & Fall Prevention
  • Housekeeping Chemical Safety
  • Fire Safety
  • Ergonomics (Lifting, Repetitive tasks)
  • and many more…

Claims Advocacy

  • In-House Medical Claims Division
  • 24/7 Nurse Triage Line
  • Oversee claims from inciting injury to return to work

Proactive Renewal to ensure you are saving money

  • Start renewal process 90 to 120 days out
  • Policy Design Review
  • Yearly E-MOD Analysis
  • Yearly Deductible Analysis
  • Yearly Market checks
  • Yearly rate check

Start customizing your Business Insurance

Let our Hospitality Division customize your Business Insurance to meet your needs.

Request a Policy Design Review